Lenovo’s IdeaPad Slim 7 Carbon is an ultralight laptop with an OLED display


Lenovo has announced a new lineup of PCs, tablets monitors at Tech World 2021. The most notable of the bunch is the IdeaPad Slim 7 Carbon — a 14-inch Windows 11 laptop that weighs 2.37 lbs is equipped with an OLED display made by Samsung. As its name implies, the device’s chassis is made of carbon fiber magnesium alloy for lightness strength. Its display has a QHD+ resolution 16:10 aspect ratio, with features that include a 90Hz refresh rate, Dolby Vision true black certification. Customers can also opt to get a touchscreen version that’s strengthened with Gorilla Glass. 


The device is powered by AMD’s Ryzen 7 5800U Series Mobile Processors (up to 8-core) with AMD Radeon Graphics, customers can get the NVIDIA GeForce MX450 graphics card as an optional install. Buyers can also equip the laptop with up to 16GB of RAM up to 1TB of SSD storage. Other features include up to 14.5 hours of battery life, WiFi 6 built-in Alexa support with an Alexa Show experience. It will be available in Cloud Grey starting in October 2021 with prices starting at $1,290.

Another notable device in the brand’s new lineup is the Chromebook Duet 5. It’s a 2-in-1 laptop-tablet hybrid running Chrome OS with access to Google Play. The device has a laptop-grade keyboard that can be detached from its 13.3-inch OLED display is powered by the Snapdragon 7c Gen 2 SoC. It comes with 256GB of SSD storage up to 8GB of memory. The Duet 5 will also be available in October in Storm Grey or Abyss Blue for at least $430.

Those who prefer a larger laptop could get the ldeaPad Slim 7 Pro instead. It’s a 16-inch Windows 11 laptop with a QHD IPS screen, powered by AMD’s Ryzen 7 5800H Mobile Processors. The device can be equipped with NVIDIA’s GeForce RTX 3050 Laptop GPU can have up to 16GB of RAM up to 1TB of SSD storage. It will be out in October for at least $1,449.

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You shouldn’t expect profits from these investments



The fundamental purpose of investing is to fulfil financial goals create wealth. However, not all investments are meant to generate profits. We tell you three important investment avenues where returns don’t matter.

Life insurance: The essence of life insurance is that in the case of your death, the insurance company will pay your family a set amount that will help them tide over the financial difficulty arising out of your death. If you survive the term of the policy, you or your family get nothing.

The desire to earn something out of the insurance premiums you will pay to the insurance company may prompt you to buy traditional plans. It’s a bad investment choice as traditional plans neither provide adequate insurance coverage to your family nor do they offer sizeable returns. A money back policy delivers a paltry 4.5-6% through the 20-year policy term. It is recommended that you buy a pure vanilla term policy for your life insurance needs.

Emergency fund: An emergency fund is supposed to act as a buffer for unplanned scenarios, such as a job loss or a medical emergency. The purpose of setting up such a fund is to get easy access to liquid money, as an emergency always strikes unannounced.

For this reason, the decision about which instrument you should pick to park your contingency corpus should be a function of how secure liquid that avenue is not how much return it will earn. Parking this money in equity or even a debt mutual fund might erode some of its value in the short term during a market downturn.

A savings bank account, liquid fund or ultra-short term debt fund are the best avenues to build your emergency corpus. These options are low on risk highly liquid. While a bank deposit is completely risk-free, the money will be right in front of you, which might tempt you to spend from it on things other than an emergency. A liquid fund or an ultra-short term debt fund takes care of this. It locks the money away from your sight, while providing liquidity of that a savings account.

Gold jewellery: Gold is a good option to include in one’s investment portfolio. But, doing so in the jewellery form is a bad investment choice.

Gold jewellery holds sentimental value you are unlikely to sell it to meet a future financial goal. If you do sell it, you’ll aspire to buy jewellery in its place sometime in the future. Besides, selling jewellery eats away into the ornament’s value in the form of making wastage charges, which can add up to 10-30%.

Gold bonds, digital gold gold exchange-traded funds (ETFs) are a better way to include gold in your investment portfolio.

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You don’t have to memorize 16-digit debit, credit card numbers. New RBI rules here


The Reserve Bank of India (RBI) has enhanced the guidelines on card tokenisation services in order to ensure that the consumers are least susceptible to frauds their card transactions remain secure. The central bank refused to extend its deadline for card tokenisation beyond the 1 January 2022 date.

While non-cash transactions simplify processes save time effort, they also make you susceptible to fraud.

In a release, RBI said the device-based tokenisation framework advised vide circulars of January 2019 August 2021 has been extended to Card-on-Fite Tokenisation (CoFT) services as well.

Card-on-file refers to card information stored by payment gateway merchants to process future transactions.

“…card issuers have been permitted to offer card tokenisation services as token service providers. The tokenisation of card data shall be done with explicit customer consent requiring additional factor of authentication (AFA),” the RBI said in a statement 

What is tokenisation

When you use your card, debit or credit, for a transaction, the execution of the transaction is based on information like the 16-digit card number, the card expiry date, the CVV as well as the one-time password or transaction PIN. In fact, a transaction is successful only if all of these variables are entered correctly for a specific transaction. Tokenisation refers to replacement of actual card details with a unique alternate code called the “token”. This token is unique for each combination of card, token requestor device.

How secure is the token?

Merchants process millions of card transactions in a day. At the check-out, many of these merchants give you the option to save the card number, there is a risk of these saved details getting compromised. 

When the card details are saved in an encrypted manner, the risk of fraud or compromised data gets reduced. To, put it simply, your risk gets reduced when you share the details of your debit/credit card in the form of a token.

“In fact, some merchants force their customers to store card details. Availability of such details with a large number of merchants substantially increases the risk of card data being stolen. In the recent past, there were incidents where card data stored by some merchants have been compromised/leaked. Any leakage of CoF data can have serious repercussions because many jurisdictions do not require an AFA for card transactions. Stolen card data can also be used to perpetrate frauds within India through social engineering techniques,” RBI said in its release.

The central bank further added that there will be no requirement to input card details for every transaction under the tokenisation arrangement

“Contrary to some concerns expressed In certain sections of the media, there would be no requirement to input card details for every transaction under the tokenisation arrangement. The efforts of Reserve Bank to deepen digital payments in India make such payments safe efficient shall continue,” RBI release noted.

The initiative is expected to make card transactions more safe, secure convenient for the users

RBI had last month had extended the scope of ‘tokenisation’ card payment services to several consumer devices including laptops, desktops, wearables like wristwatches, bands Internet of Things (IoT), in addition to mobile phones tablets

In January 2019 the RBI had issued guidelines on “Tokenisation – Card transactions”, permitting authorised card networks to offer card tokenisation services to any token requestor, subject to conditions. On a request from the industry, it extended the deadline to end-December 2021 as a one-time measure.



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Zen Tech hits upper circuit for 6th straight day, up 101% so far this month


Shares of Zen Technologies were locked at the upper circuit for the sixth straight trading session on Wednesday, rising over 100 per cent during the period. The rally was triggered in the stock after the company secured a new order from the Indian Air Force (IAF).

In the last five trading sessions, the stock had hit the 10 per cent upper circuit limit; however, the exchanges have revised the circuit filter to 5 per cent with effect from today. The stock of the defence is now trading at its life-time high.

Till 10:46 am, a combined 1.02 million equity shares had changed hands with pending buy orders for around 1.15 million shares on the BSE NSE. In comparison, the S&P BSE Sensex was up 0.06 per cent at 58,315.

On September 3, Zen Technologies announced that it has secured an order worth Rs 155 crore from the Indian Air Force (IAF) for supply of Counter Unmanned Aircraft Systems (CUAS).

The order will be carried out in a 12-month time frame. This is Zen Technologies’ first significant order in the anti-drone space, the company said it remains confident of securing additional orders in the future.

Earlier this month, the company had stated that it had secured orders worth Rs 211 crore during April-June (Q1FY22) quarter. “Order book as on September 01, 2021, stands at Rs 402.6 crore as against an order book of Rs 191.6 crore on 30th June 2021,” Zen Technologies had said.

Zen Technologies is engaged in manufacturing land-based military training simulators, driving simulators, live range equipment anti-drone systems. The company is engaged in indigenous design, development manufacture of sensors simulators technology based defence training systems has relentlessly been providing Defence Training Solutions seamless services to Ministry of Defence (Armed Forces), Security Forces Police, Para-military forces.

Anti-drone systems, drones, training solutions will continue to be the core business of Zen Technologies the company has all the simulators required for the legacy equipment used by the Indian Army, the release added.

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Study finds growing government use of sensitive data to ‘nudge’ behaviour | Data protection


A new form of “influence government”, which uses sensitive personal data to craft campaigns aimed at altering behaviour has been “supercharged” by the rise of big tech firms, researchers have warned.

National local governments have turned to targeted advertisements on search engines social media platforms to try to “nudge” the behaviour of the country at large, the academics found.

The shift to this new brof governance stems from a marriage between the introduction of nudge theory in policymaking an online advertising infrastructure that provides unforeseen opportunities to run behavioural adjustment campaigns.

Some of the examples found by the Scottish Centre for Crime Criminal Justice (SCCCJ) range from a Prevent-style scheme to deter young people from becoming online fraudsters to tips on how to light a candle properly. While targeted advertising is common across business, one researcher argues that the government using it to drive behavioural change could create a perfect feedback loop.

“With the government, you’ve got access to all this data where you can see pretty much in real time who you need to talk to demographically, then on the other end you can actually see, well, ‘did this make a difference?’,” said Ben Collier, of the University of Edinburgh. “The government doing this supercharges the ability of it to actually work.”

The British government’s fondness for minor behavioural modification tactics began in the David Cameron era. Since the foundation of the Behavioural Insight Team – or “nudge unit” – at No 10, ministers eagerly looked for tweaks to help people pay car tax or encourage people to buy loft insulation.

The examples of influence government uncovered by the SCCCJ range from deeply serious to almost endearingly silly. At one end of the spectrum is the National Crime Agency’s “Cyber-Prevent” programme, which involves identifying young people at risk of becoming involved in cybercrime.

Some arms of the programme, which is modelled on the anti-radicalisation Prevent scheme, involve traditional “knock talk” visits, where NCA officers make a home visit to try to work with the young person’s parents to steer them to a different life path.

But that part of the programme also involves the NCA collecting a substantial amount of data about the young people it visits, which can be used to craft profiles of the typical “at-risk” teen. Those profiles can then be used to run an “influence policing” campaign, using targeted advertising aimed at UK teens with an interest in gaming who search for particular cybercrime services on Google.

“Beginning as simple text-based adverts, the NCA developed them across a six-month campaign in consultation with behavioural psychologists using the data they were collecting from their operational work,” the researchers write. The adverts were also linked to major gaming conventions, advertorials were bought on gaming websites.

At the other end of the spectrum, a fire safety campaign decided to go for the most obvious possible targeting route, said Collier. “The Home Office were essentially boasting about their use of people’s purchasing data via Amazon targeting categories. They’d basically scooped it up so that if you bought candles or matches, that would be used to target you with audio adverts over your Amazon Alexa with fire safety tips. So you buy the candles when you’re out, you come home your Amazon Alexa starts giving you fire safety advice.”

While it’s usually good for the government to achieve goals like reducing house fires or preventing cybercrime, Collier his colleagues warn that the rise of “influence government” could cause harm. Not only does it encourage departments to play fast loose with personal data – using notes from an interview under caution to build a profile of a typical cybercriminal, for instance – it can also focus negative attention on vulnerable disadvantaged groups in ways that could be counterproductive.

One set of anti-knife crime adverts, for instance, was targeted at fans of drill music on YouTube. The researchers warn that being followed around the internet by mentions of knife crime could make young people more likely to think that knife-carrying was common, ultimately helping convince them to carry a weapon.

Frequently, such campaigns are outsourced to third-party marketing agencies, a practice the researchers argue must stop. “They are frontline policy interventions need to be seen as such, subjected to the same public debate, scrutiny accountability as other such policies,” they argue, because they ultimately have the “dual effect of opening up the intimate spaces of citizen lives to state control on one hexpanding the sources of data used by the government to target policy on the other”.

The Cabinet Office has been contacted for comment.


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